EverTrust Life SMS Program — Terms of Service

1. Program Description

EverTrust Life (“we”, “us”, “our”) provides SMS messages to deliver:

• Appointment reminders

• Follow-ups regarding quotes or consultations

• Educational messages about life insurance, IULs, annuities

• Customer support updates

By opting in, you agree to receive SMS messages from us.

2. Opt-Out Instructions

You can cancel the SMS service at any time. Text “STOP” to the number you received messages from. After texting “STOP,” you will receive a confirmation message and will no longer receive SMS messages from us.

3. Rejoining the Program

To rejoin, simply opt in again through any of our web forms.

4. HELP Instructions

If you’re experiencing issues or need assistance, reply “HELP” for more information, or contact us at:

Email: [email protected]

Phone: (407) 952-8506

5. Message & Data Rates; Frequency

Message and data rates may apply. Message frequency varies. For questions about your text or data plan, contact your wireless provider.

6. Carrier Liability

Carriers are not liable for delayed or undelivered messages.

7. Privacy Policy

Your privacy is important to us. View our complete Privacy Policy at:

https://evertrustlife.net/privacy

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services (e.g., customer service) is permitted. Your opt-in data will not be shared with third parties except for aggregators or providers of text messaging services.

8. Compliance

We comply with all carrier guidelines, CTIA requirements, TCPA rules, and applicable United States messaging laws.